Here's how to own your dream home without paying excessive interest on your EMIs.
Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.
Of course, not all AMCs use such marketing schemes; certain AMCs have told us that they would have preferred to keep an arm's length from these tactics, but their hand was forced by other AMCs. The bottom line is that investors/agents are regularly bombarded with rewards/incentives by AMCs and core factors like the fund's investment proposition and track record are conveniently pushed to the background.
Cross-check key documents, maximise your deductions, avoid errors, and ensure you get your refund smoothly.
'For most investors, I recommend a low double-digit allocation (10 to 12 per cent) to gold and silver combined.'
India's corporate bond market, driven by public sector undertaking (PSU) banks and financial institutions last year, is losing momentum since the second quarter of FY26.
Investors will be able to authenticate if the entity receiving the payment is a valid entity under the ambit of Sebi.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
JM Mutual Fund has launched a new JM Floater Fund which would invest in debt instruments and provide a regular income with capital appreciation.\n\n\n\n
Should one buy individual stocks or are mutual funds the best investment choice available to small investors?
Reels often induce the FOMO-'Act now!' mentality. But sound investing is about consistency, diversification and a long-term horizon.
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
Real wealth isn't built on random bets; it's built on disciplined, guided portfolio strategies that can withstand market ups and downs, says Ramalingam Kalirajan.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Not fall prey to mutual fund marketers who show you the moon. Find out if a mutual fund is worth investing your money.
These funds at times invest in companies going through corporate restructuring, such as mergers, demergers, or buybacks.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ramalingam Kalirajan explains the pros and cons of both investment types.
Index funds and exchange-traded funds (ETFs) have added a record number of investment accounts in 2024, buoyed by the sectoral and thematic investing euphoria that has spilled into the passive space.
When it suits them, fund houses promote a star fund manager to draw investors. The star fund manager's track record in identifying stocks/trends is publicised extensively. NFOs (new fund offers) are launched on the premise that the star fund manager will repeat his stellar performance and give investors a good enough reason to invest in the NFO.
With average returns of 18 per cent over the past year, listed real estate investment trusts (Reits) have clearly outperformed both the Nifty Realty index and the Sensex. Over the same period, Nifty Realty fell 15.5 per cent, while the benchmark index was largely unchanged. Steady office leasing, the Securities and Exchange Board of India's (Sebi's) decision to reclassify Reits as equity instruments, and ongoing portfolio expansion have strengthened the sector's appeal.
'...aggressive pricing amid volatility, but these are exceptions.'
Indian economy remains a key driver of global growth on the back of sound macroeconomic fundamentals and prudent policies, the Reserve Bank said on Monday. In its bi-annual Financial Stability Report (FSR), the central bank also said elevated economic and trade policy uncertainties are testing the resilience of the global economy and the financial system.
You can build your own retirement savings portfolio by investing in equity, hybrid and/or debt funds. Alternatively, you can also invest in retirement funds which provide asset allocation solutions for different investment needs and risk appetites, says Dwaipayan Bose
